John Huang
Based in Frankfurt, Germany

John Huang
黄正

MSc FinTech candidate at Frankfurt School of Finance & Management. I think about monetary policy, financial markets, and the systems that move capital across borders. Currently at EMPA Data & Management Consulting in Growth & Strategy. Previously at Volkswagen Group China in Corporate Strategy.

Experience & Projects
MSc Financial Technology

Concentration: Central Banking & Financial Regulation
Program hosted by the Centre for Digital Economics (FS-C4DE), with the concentration directed by the Centre for Central Banking. Instructed by leading experts including Prof. Dr. Jens Weidmann, Prof. Dr. Emmanuel Mönch, Prof. Dr. Michael Ehrmann, and Prof. Dr. Co-Pierre Georg.
Grade: 1,6 (Top of Class) · Coursework: Machine Learning, Digital Assets, Statistics & Econometrics (1,0), Financial Platforms, Monetary Economics, Central Bank Watching

Monetary Policy Econometrics Digital Assets Machine Learning NLP Python
Associate – Strategy & Growth

Boutique consultancy specialising in Data Strategy, AI/Data Governance, and Regulatory Compliance. Formulated GTM strategy, product positioning, and pricing for EMPA's proprietary data governance ERP, and facilitated client demos. Built comprehensive financial scenario models (P&L, cash flow, etc.) to support strategic decision-making. Co-designed the EMPA Venture Standard Process for firm-wide venture development.

GTM Strategy Financial Modeling Data Governance Product Strategy
Jan 2022 — Jun 2025
Corporate Strategy Analyst

Acted as the primary operational and strategic support to the VP of Corporate Strategy. Prepared board-ready Top Management Committee materials and data-driven studies on China's EV landscape to inform product and investment decisions. Defined and tracked OKRs for the "NEW AUTO 2030" initiative, and managed the strategic partnership with XPeng through cross-functional coordination. Additionally served as departmental risk manager, overseeing the identification and assessment of operational risks.

Corporate Strategy Market Intelligence Strategic Partnerships Risk Management
Projects
01
Live
Cut Tracker

A web app for tracking fat loss through daily logging of food intake, activity, and weight. Uses AI (DeepSeek V3) to parse natural language meal descriptions into detailed macro breakdowns, with a P&L-style energy accounting system covering BMR, thermic effect, and exercise calories. Includes historical trend charts, multi-user authentication, and CSV export. Accessible at cut.john-huang.com ↗.

Python FastAPI DeepSeek V3 SQLite AI / NLP
02
In Development
AML Shield

An end-to-end anti-money laundering compliance platform integrating real-time transaction screening, entity resolution, and risk-scoring workflows. Designed to help financial institutions streamline SAR filing and regulatory reporting through automated case management and audit-ready documentation.

Python Compliance Entity Resolution Risk Scoring AML / FinCrime
03
Research
Credit RP Diagnostic

A regulatory-focused diagnostic tool that quantifies feature redundancy in credit risk models using sparse random projections. Assesses effective dimensionality of credit datasets to identify over-parameterization and ensure compliance with Basel IRB and IFRS 9 validation frameworks. Analyzes the Home Credit Default Risk dataset (300k samples, 59 features) to detect redundancy patterns.

Python Machine Learning Dimensionality Reduction Random Projection Regulatory Compliance
04
Research
Polish Bankruptcy RP Diagnostic

A financial distress prediction model diagnostic using sparse random projections to quantify feature redundancy. Applied to the Polish Companies Bankruptcy dataset to measure intrinsic dimensionality of 64 financial ratio features and validate model complexity. Identifies 21.9% redundancy ratio, enabling feature selection and improved model generalization.

Python Machine Learning Financial Ratios Random Projection Bankruptcy Prediction
Skills & Credentials
Certifications
  • CFA Level I (Passed)
  • CFA Level II Candidate (Nov 2026)
  • GMAT 695 — Top 2% globally (Q88 / V83 / DI83)
Languages
  • Mandarin Chinese (Native)
  • English (C2)
  • German (C1–C2 Professional)
Technical
Python SQL Machine Learning Power Platform Web Development Product GTM Financial Scenario Modeling Executive Storylining
Interests
German Ju-Jutsu Competitive Rowing Rock Climbing Volleyball Electric Guitar
Writing
The Road Not Taken: Understanding China's Alternative to Central Bank Independence China's fiscal regressivity: a structural analysis of revenue and expenditure On mechanism design and institutional durability Notes on the maximum entropy principle
Contact

Let's talk about
business, finance, research, life
or anything in between.

Email mail@john-huang.com LinkedIn John Huang 黄正 GitHub @Johnhz0229